Retirement plan

NAT'L ASSOC OF CEM D/B/A AM CEM ASSOC RET INCOME PLAN FOR EES OF ALTA MESA MEM PARK

Name: ALTA MESA MEMORIAL PARK, ALTA MESA IMPROVEMENT COMPANY - NAT'L ASSOC OF CEM D/B/A AM CEM ASSOC RET INCOME PLAN FOR EES OF ALTA MESA MEM PARK (2016) Form 5500
Creator: ALTA MESA MEMORIAL PARK, ALTA MESA IMPROVEMENT COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NAT'L ASSOC OF CEM D/B/A AM CEM ASSOC RET INCOME PLAN FOR EES OF ALTA MESA MEM PARK, ALTA MESA MEMORIAL PARK, ALTA MESA IMPROVEMENT COMPANY

ALTA MESA MEMORIAL PARK, ALTA MESA IMPROVEMENT COMPANYEIN 94-0277890Plan #001PY 2016

695 ARASTRADERO RD - PALO ALTO, CA 943063840650-493-1041

Prospect flagsLow returnsHigh feesLow participant contributionLow fidelity bond

How to read this page

Total assets (EOY)

$3.6M

No prior year

Total participants

No prior year

Average account balance

$238,467

No prior year

Annual return

-4.57%

No prior year

Benchmarks

See 30,914 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort30,914 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$5.13M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$302K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

130.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$123K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+7.94%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3593

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2C2F2G2T3D

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

4 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$6K

$503 / participant

Other / not subdivided$6K100.0%

% of EOY assets

0.169%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$238,467

$90,486+163.5%

$78,676+203.1%

$273,972-13.0%

Participation rate

100.0%

76.5%+23.5pp

73.6%+26.4pp

83.0%+17.0pp

Annual return

-4.57%

75.62%-80.2pp

62.19%-66.8pp

41.46%-46.0pp

Employer contribution / active EE

$9,440

$3,175+197.3%

$2,850+231.2%

$4,869+93.9%

Participant deferral / active EE

$152

$3,901-96.1%

$3,517-95.7%

$5,287-97.1%

Admin fee / account holder

$402

$5,263-92.4%

$4,510-91.1%

$10,133-96.0%

NAT'L ASSOC OF CEM D/B/A AM CEM ASSOC RET INCOME PLAN FOR EES OF ALTA MESA MEM PARK

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NAT'L ASSOC OF CEM D/B/A AM CEM ASSOC RET INCOME PLAN FOR EES OF ALTA MESA MEM PARK

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion