Retirement plan

NAT'L ASSOC OF CEM D/B/A AM CEM ASSOC RET INCOME PLAN FOR EES OF ALTA MESA MEM PARK

Name: ALTA MESA MEMORIAL PARK, ALTA MESA IMPROVEMENT COMPANY - NAT'L ASSOC OF CEM D/B/A AM CEM ASSOC RET INCOME PLAN FOR EES OF ALTA MESA MEM PARK (2017) Form 5500
Creator: ALTA MESA MEMORIAL PARK, ALTA MESA IMPROVEMENT COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NAT'L ASSOC OF CEM D/B/A AM CEM ASSOC RET INCOME PLAN FOR EES OF ALTA MESA MEM PARK, ALTA MESA MEMORIAL PARK, ALTA MESA IMPROVEMENT COMPANY

ALTA MESA MEMORIAL PARK, ALTA MESA IMPROVEMENT COMPANYEIN 94-0277890Plan #001PY 2017

695 ARASTRADERO RD - PALO ALTO, CA 943063840650-493-1041

Prospect flagsHigh feesHigh assets / participantLow fidelity bond

How to read this page

Total assets (EOY)

$4.2M

No prior year

Total participants

No prior year

Average account balance

$280,570

No prior year

Annual return

16.36%

No prior year

Benchmarks

See 32,066 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort32,066 peers

Snapshot2017

See peer percentile detail. $4.99 for your first month.

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Analytics

Total assets (EOY)

Plan-year ending balance

$6.31M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$301K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

123.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$155K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+21.17%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3046

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

See the 10-year trajectory. $4.99 for your first month.

Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.

Start for $4.99 See plans

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2C2F2G2T3D

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$88K

$7354 / participant

Other / not subdivided$88K100.0%

% of EOY assets

2.097%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$280,570

$99,020+183.3%

$86,590+224.0%

$147,584+90.1%

Participation rate

100.0%

76.3%+23.7pp

73.5%+26.5pp

82.8%+17.2pp

Annual return

16.36%

1312.34%-1296.0pp

964.84%-948.5pp

578.55%-562.2pp

Employer contribution / active EE

$10,207

$3,132+225.9%

$2,839+259.5%

$4,876+109.3%

Participant deferral / active EE

$472

$3,972-88.1%

$3,609-86.9%

$5,439-91.3%

Admin fee / account holder

$5,883

$5,710+3.0%

$4,906+19.9%

$10,885-46.0%

NAT'L ASSOC OF CEM D/B/A AM CEM ASSOC RET INCOME PLAN FOR EES OF ALTA MESA MEM PARK

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NAT'L ASSOC OF CEM D/B/A AM CEM ASSOC RET INCOME PLAN FOR EES OF ALTA MESA MEM PARK

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion