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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,885 | $127,386-48.3% | $115,037-42.7% | $125,393-47.5% |
| Participation rate | 69.2% | 84.2%-14.9pp | 81.4%-12.1pp | 83.2%-14.0pp |
| Annual return | -4.48% | 31.28%-35.8pp | 26.14%-30.6pp | 282.23%-286.7pp |
| Employer contribution / active EE | $3,123 | $5,166-39.6% | $4,608-32.2% | $4,866-35.8% |
| Participant deferral / active EE | $9,922 | $6,423+54.5% | $6,026+64.6% | $5,351+85.4% |
| Admin fee / account holder | $197 | $9,516-97.9% | $8,175-97.6% | $9,541-97.9% |