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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,445 | $135,956-48.9% | $123,894-43.9% | $273,972-74.7% |
| Participation rate | 80.0% | 84.1%-4.1pp | 81.4%-1.4pp | 83.0%-3.0pp |
| Annual return | 7.78% | 56.63%-48.8pp | 47.52%-39.7pp | 41.46%-33.7pp |
| Employer contribution / active EE | $2,772 | $5,170-46.4% | $4,617-40.0% | $4,869-43.1% |
| Participant deferral / active EE | $7,910 | $6,343+24.7% | $5,984+32.2% | $5,287+49.6% |
| Admin fee / account holder | $6,940 | $9,817-29.3% | $8,357-17.0% | $10,133-31.5% |