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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,027 | $88,672-66.1% | $105,223-71.5% | $82,448-63.6% |
| Participation rate | 44.4% | 67.9%-23.5pp | 75.0%-30.6pp | 68.1%-23.6pp |
| Annual return | 16.19% | 30.86%-14.7pp | 180.65%-164.5pp | 41.64%-25.4pp |
| Employer contribution / active EE | $808 | $3,048-73.5% | $3,689-78.1% | $2,551-68.3% |
| Participant deferral / active EE | $2,286 | $4,036-43.4% | $5,072-54.9% | $4,139-44.8% |
| Admin fee / account holder | $4,326 | $7,146-39.5% | $8,859-51.2% | $7,234-40.2% |