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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,222 | $106,557+57.9% | $91,227+84.4% | $134,545+25.0% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -15.87% | 160.81%-176.7pp | 114.14%-130.0pp | 418.37%-434.2pp |
| Employer contribution / active EE | $19,995 | $3,332+500.1% | $2,851+601.3% | $4,742+321.7% |
| Participant deferral / active EE | $3,852 | $4,719-18.4% | $4,234-9.0% | $6,401-39.8% |
| Admin fee / account holder | $2,070 | $6,235-66.8% | $5,423-61.8% | $11,431-81.9% |