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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,992 | $121,701+50.4% | $104,639+74.9% | $158,982+15.1% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 11.88% | 465.72%-453.8pp | 340.67%-328.8pp | 302.99%-291.1pp |
| Employer contribution / active EE | $20,738 | $3,165+555.1% | $2,682+673.3% | $4,763+335.4% |
| Participant deferral / active EE | $4,757 | $4,176+13.9% | $3,738+27.3% | $5,983-20.5% |
| Admin fee / account holder | $29,973 | $7,778+285.4% | $6,465+363.6% | $11,252+166.4% |