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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,441 | $107,809+38.6% | $90,657+64.8% | $135,380+10.4% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -6.11% | -0.90%-5.2pp | 1.89%-8.0pp | 519.81%-525.9pp |
| Employer contribution / active EE | $10,629 | $3,018+252.2% | $2,532+319.8% | $4,779+122.4% |
| Participant deferral / active EE | $3,128 | $3,872-19.2% | $3,424-8.7% | $5,609-44.2% |
| Admin fee / account holder | $1,372 | $5,931-76.9% | $4,994-72.5% | $10,828-87.3% |