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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,852 | $172,111+58.5% | $150,298+81.5% | $137,256+98.8% |
| Participation rate | 84.2% | 81.7%+2.5pp | 77.8%+6.5pp | 80.0%+4.3pp |
| Annual return | 18.85% | 69.37%-50.5pp | 62.79%-43.9pp | 220.34%-201.5pp |
| Employer contribution / active EE | $3,439 | $4,636-25.8% | $4,154-17.2% | $4,156-17.2% |
| Participant deferral / active EE | $5,258 | $6,166-14.7% | $5,453-3.6% | $6,407-17.9% |
| Admin fee / account holder | $2,054 | $16,471-87.5% | $14,116-85.4% | $12,270-83.3% |