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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,082 | $176,077-75.5% | $159,455-73.0% | $167,518-74.3% |
| Participation rate | 71.4% | 84.9%-13.5pp | 82.8%-11.4pp | 82.1%-10.7pp |
| Annual return | 10.57% | 331.83%-321.3pp | 263.63%-253.1pp | 478.71%-468.1pp |
| Employer contribution / active EE | $2,367 | $5,298-55.3% | $4,830-51.0% | $4,838-51.1% |
| Participant deferral / active EE | $7,389 | $7,751-4.7% | $7,353+0.5% | $6,342+16.5% |
| Admin fee / account holder | $7,419 | $12,556-40.9% | $10,800-31.3% | $12,312-39.7% |