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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,628 | $98,776-58.9% | $149,745-72.9% | $79,856-49.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 12.12% | 27.38%-15.3pp | 276.72%-264.6pp | 31.71%-19.6pp |
| Employer contribution / active EE | $2,396 | $3,217-25.5% | $4,646-48.4% | $2,471-3.0% |
| Participant deferral / active EE | $6,075 | $5,681+6.9% | $6,843-11.2% | $3,741+62.4% |
| Admin fee / account holder | $1,654 | $6,053-72.7% | $9,312-82.2% | $5,306-68.8% |