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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,994 | $198,457-74.8% | $170,435-70.7% | $147,586-66.1% |
| Participation rate | 93.3% | 88.0%+5.4pp | 83.6%+9.7pp | 82.8%+10.5pp |
| Annual return | 9.01% | 257.30%-248.3pp | 205.94%-196.9pp | 578.59%-569.6pp |
| Employer contribution / active EE | $1,379 | $6,183-77.7% | $5,432-74.6% | $4,876-71.7% |
| Participant deferral / active EE | $2,204 | $5,629-60.8% | $4,939-55.4% | $5,439-59.5% |
| Admin fee / account holder | $1,330 | $16,852-92.1% | $13,881-90.4% | $10,886-87.8% |