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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,576 | $181,896-70.5% | $156,551-65.8% | $273,972-80.4% |
| Participation rate | 92.9% | 88.4%+4.5pp | 84.0%+8.8pp | 83.0%+9.8pp |
| Annual return | 4.62% | 30.74%-26.1pp | 32.23%-27.6pp | 41.46%-36.8pp |
| Employer contribution / active EE | $1,268 | $6,248-79.7% | $5,501-76.9% | $4,869-74.0% |
| Participant deferral / active EE | $2,201 | $5,550-60.3% | $4,871-54.8% | $5,287-58.4% |
| Admin fee / account holder | $1,479 | $15,560-90.5% | $13,028-88.6% | $10,133-85.4% |