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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,737 | $97,881-50.2% | $80,004-39.1% | $125,388-61.1% |
| Participation rate | 66.7% | 77.9%-11.2pp | 73.0%-6.3pp | 83.2%-16.5pp |
| Annual return | -2.82% | 9.36%-12.2pp | 7.63%-10.5pp | 282.24%-285.1pp |
| Employer contribution / active EE | $305 | $3,128-90.2% | $2,473-87.7% | $4,866-93.7% |
| Participant deferral / active EE | $1,941 | $3,744-48.2% | $3,204-39.4% | $5,352-63.7% |
| Admin fee / account holder | $1,149 | $6,278-81.7% | $5,033-77.2% | $9,541-88.0% |