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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,662 | $107,806-55.8% | $90,655-47.4% | $135,382-64.8% |
| Participation rate | 66.7% | 78.0%-11.4pp | 74.0%-7.4pp | 82.6%-16.0pp |
| Annual return | -8.10% | -0.90%-7.2pp | 1.89%-10.0pp | 519.77%-527.9pp |
| Employer contribution / active EE | $326 | $3,018-89.2% | $2,532-87.1% | $4,779-93.2% |
| Participant deferral / active EE | $1,854 | $3,872-52.1% | $3,425-45.9% | $5,609-67.0% |
| Admin fee / account holder | $1,688 | $5,931-71.5% | $4,994-66.2% | $10,829-84.4% |