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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,996 | $96,731-55.6% | $123,973-65.3% | $86,983-50.6% |
| Participation rate | 34.2% | 70.0%-35.8pp | 76.7%-42.4pp | 69.5%-35.3pp |
| Annual return | 12.25% | 17.33%-5.1pp | 388.13%-375.9pp | 25.83%-13.6pp |
| Employer contribution / active EE | $909 | $3,297-72.4% | $4,126-78.0% | $2,584-64.8% |
| Participant deferral / active EE | $1,914 | $4,152-53.9% | $5,247-63.5% | $4,194-54.4% |
| Admin fee / account holder | $4,662 | $8,722-46.6% | $11,799-60.5% | $7,856-40.7% |