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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,233 | $108,911+39.8% | $100,392+51.6% | $145,884+4.4% |
| Participation rate | 89.5% | 83.0%+6.5pp | 81.5%+8.0pp | 80.3%+9.2pp |
| Annual return | 10.74% | 58.23%-47.5pp | 49.45%-38.7pp | 551.85%-541.1pp |
| Employer contribution / active EE | $3,344 | $4,420-24.3% | $3,941-15.2% | $4,662-28.3% |
| Participant deferral / active EE | $9,649 | $8,459+14.1% | $8,090+19.3% | $6,690+44.2% |
| Admin fee / account holder | $1,218 | $9,698-87.4% | $7,904-84.6% | $13,392-90.9% |