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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,261 | $124,175+8.9% | $108,405+24.8% | $167,553-19.3% |
| Participation rate | 82.4% | 82.3%+0.1pp | 80.1%+2.2pp | 82.1%+0.2pp |
| Annual return | 9.80% | 1380.13%-1370.3pp | 905.55%-895.7pp | 478.89%-469.1pp |
| Employer contribution / active EE | $3,254 | $4,188-22.3% | $3,559-8.6% | $4,840-32.8% |
| Participant deferral / active EE | $9,003 | $6,908+30.3% | $6,563+37.2% | $6,343+42.0% |
| Admin fee / account holder | $850 | $9,457-91.0% | $7,297-88.3% | $12,316-93.1% |