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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,756 | $97,020-30.2% | $83,327-18.7% | $135,380-50.0% |
| Participation rate | 79.2% | 80.4%-1.2pp | 77.8%+1.4pp | 82.6%-3.5pp |
| Annual return | -8.16% | 12.31%-20.5pp | 10.64%-18.8pp | 519.81%-528.0pp |
| Employer contribution / active EE | $2,328 | $4,144-43.8% | $3,379-31.1% | $4,779-51.3% |
| Participant deferral / active EE | $7,524 | $5,964+26.2% | $5,565+35.2% | $5,609+34.1% |
| Admin fee / account holder | $1,591 | $8,426-81.1% | $7,540-78.9% | $10,828-85.3% |