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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,922 | $90,691+80.7% | $76,119+115.4% | $145,884+12.4% |
| Participation rate | 83.3% | 74.5%+8.9pp | 69.1%+14.3pp | 80.3%+3.0pp |
| Annual return | 12.31% | 624.52%-612.2pp | 361.25%-348.9pp | 551.85%-539.5pp |
| Employer contribution / active EE | $2,365 | $3,329-28.9% | $2,693-12.2% | $4,662-49.3% |
| Participant deferral / active EE | $8,691 | $5,167+68.2% | $4,259+104.1% | $6,690+29.9% |
| Admin fee / account holder | $2,763 | $8,383-67.0% | $6,421-57.0% | $13,392-79.4% |