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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,922 | $90,489+81.2% | $76,051+115.5% | $145,978+12.3% |
| Participation rate | 83.3% | 74.5%+8.8pp | 69.1%+14.3pp | 80.3%+3.0pp |
| Annual return | 12.31% | 622.78%-610.5pp | 360.42%-348.1pp | 550.52%-538.2pp |
| Employer contribution / active EE | $2,365 | $3,319-28.7% | $2,690-12.1% | $4,662-49.3% |
| Participant deferral / active EE | $8,691 | $5,164+68.3% | $4,257+104.1% | $6,690+29.9% |
| Admin fee / account holder | $2,763 | $8,374-67.0% | $6,416-56.9% | $13,400-79.4% |