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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,418 | $138,312-42.6% | $122,979-35.4% | $155,188-48.8% |
| Participation rate | 66.7% | 80.2%-13.5pp | 77.2%-10.5pp | 80.8%-14.1pp |
| Annual return | 9.42% | 22.06%-12.6pp | 20.12%-10.7pp | 148.84%-139.4pp |
| Employer contribution / active EE | $0 | $3,530-100.0% | $3,062-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $2,500 | $5,592-55.3% | $5,003-50.0% | $6,531-61.7% |
| Admin fee / account holder | $61,708 | $15,089+309.0% | $12,864+379.7% | $14,480+326.2% |