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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,206 | $71,873+40.8% | $86,698+16.7% | $68,490+47.8% |
| Participation rate | 61.5% | 72.2%-10.7pp | 76.6%-15.1pp | 67.9%-6.4pp |
| Annual return | -15.22% | 3.54%-18.8pp | 35.96%-51.2pp | -7.85%-7.4pp |
| Employer contribution / active EE | $0 | $2,173-100.0% | $2,837-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,456 | $3,779-8.5% | $4,656-25.8% | $4,028-14.2% |
| Admin fee / account holder | $16,264 | $6,110+166.2% | $7,492+117.1% | $5,403+201.0% |