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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,013 | $117,846-2.4% | $102,434+12.3% | $145,884-21.2% |
| Participation rate | 63.6% | 78.6%-15.0pp | 76.5%-12.9pp | 80.3%-16.7pp |
| Annual return | 14.49% | 31.90%-17.4pp | 29.46%-15.0pp | 551.85%-537.4pp |
| Employer contribution / active EE | $0 | $3,615-100.0% | $3,023-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $2,668 | $5,733-53.5% | $5,055-47.2% | $6,690-60.1% |
| Admin fee / account holder | $13,956 | $13,356+4.5% | $9,462+47.5% | $13,392+4.2% |