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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,418 | $136,860-42.0% | $120,344-34.0% | $154,746-48.7% |
| Participation rate | 66.7% | 79.9%-13.2pp | 76.7%-10.0pp | 80.7%-14.0pp |
| Annual return | 9.42% | 21.38%-12.0pp | 20.30%-10.9pp | 172.34%-162.9pp |
| Employer contribution / active EE | $0 | $3,533-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $2,500 | $5,793-56.8% | $5,135-51.3% | $6,730-62.9% |
| Admin fee / account holder | $61,708 | $15,393+300.9% | $12,742+384.3% | $14,365+329.6% |