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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,684 | $160,028+76.6% | $147,080+92.2% | $145,884+93.8% |
| Participation rate | 91.3% | 84.0%+7.3pp | 82.2%+9.1pp | 80.3%+11.0pp |
| Annual return | 14.68% | 98.60%-83.9pp | 420.17%-405.5pp | 551.85%-537.2pp |
| Employer contribution / active EE | $1,177 | $5,286-77.7% | $4,933-76.1% | $4,662-74.8% |
| Participant deferral / active EE | $11,393 | $8,422+35.3% | $8,066+41.2% | $6,690+70.3% |
| Admin fee / account holder | $7,713 | $15,030-48.7% | $12,989-40.6% | $13,392-42.4% |