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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,929 | $154,228+60.1% | $145,433+69.8% | $137,256+79.9% |
| Participation rate | 87.0% | 83.8%+3.2pp | 82.1%+4.8pp | 80.0%+7.0pp |
| Annual return | 12.31% | 74.59%-62.3pp | 66.58%-54.3pp | 220.34%-208.0pp |
| Employer contribution / active EE | $1,182 | $4,804-75.4% | $4,554-74.0% | $4,156-71.6% |
| Participant deferral / active EE | $12,751 | $8,216+55.2% | $7,897+61.5% | $6,407+99.0% |
| Admin fee / account holder | $100,254 | $14,344+598.9% | $13,129+663.6% | $12,270+717.1% |