Filings through .
3 of 18 flags tripped on the 2025 filing.
Failed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Low participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Few collective trusts
<1% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$428K in admin expenses, $72 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
27 funds of $250K or more; 30 lines in all, holding $270M of the plan's $272M. Recordkeeper: John Hancock (Manulife).
| Fund | Dollars | % of funds% |
|---|---|---|
| American Balanced Fund Class R-6 Capital Group · Mutual fund | $81.0M | 30.0% |
| Vanguard 500 Index Fund Admiral Shares Vanguard · Mutual fund Index | $29.8M | 11.0% |
| Lrg Cap Growth Manager not matched · Other | $25.9M | 9.6% |
| Vanguard Mid-Cap Index Fund Admiral Shares Vanguard · Mutual fund Index | $18.7M | 6.9% |
| Pooled Separate Account New York Life New York Life · Separate account | $15.0M | 5.5% |
| Retirement 2035 I Class Manager not matched · Mutual fund | $11.8M | 4.4% |
| Retirement 2040 I Class Manager not matched · Mutual fund | $10.8M | 4.0% |
| Retirement 2045 I Class Manager not matched · Mutual fund | $9.0M | 3.3% |
| Retirement 2050 I Class Manager not matched · Mutual fund | $8.9M | 3.3% |
| Retirement 2030 I Class Manager not matched · Mutual fund | $8.6M | 3.2% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
20 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Dropped 1 fund.
| Fund | Year-end value |
|---|---|
| DroppedT. Rowe Price Retirement 2015 Fund | $268K |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 rename.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
20 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 5 by compensation.
| Provider | Compensation |
|---|---|
Filed as: JOHN HANCOCK RETIREMENT PLAN SERV. Service code 15 · EIN 01-0233346 Recordkeeping | $139,653 |
ZENITH AMERICAN SOLUTIONS11+ years Service code 13 · EIN 52-1590516 Contract Administrator | $65,548 |
VERUS9 years Filed as: VERUS ADVISORY, INC. Service code 17 · EIN 91-1320111 Pension Consulting | $50,740 |
MILLER KAPLAN ARASE LLP8 years Service code 10 · EIN 95-2036255 Accounting | $21,170 |
Service code 29 · EIN 91-0889948 Legal | $20,484 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
3 feature codes on the 2025 filing.
2 contacts
11 filings · 2015 to 2025