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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,349 | $148,558+57.1% | $135,925+71.7% | $139,427+67.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 4.99% | 79.22%-74.2pp | 68.25%-63.3pp | 373.27%-368.3pp |
| Employer contribution / active EE | $319 | $5,244-93.9% | $4,857-93.4% | $4,752-93.3% |
| Participant deferral / active EE | $19,500 | $8,101+140.7% | $7,759+151.3% | $6,711+190.6% |
| Admin fee / account holder | $381,476 | $12,401+2976.0% | $10,764+3444.1% | $11,404+3245.0% |