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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,349 | $148,629+57.0% | $135,982+71.6% | $139,487+67.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 4.99% | 79.33%-74.3pp | 68.32%-63.3pp | 373.84%-368.9pp |
| Employer contribution / active EE | $319 | $5,247-93.9% | $4,859-93.4% | $4,755-93.3% |
| Participant deferral / active EE | $19,500 | $8,102+140.7% | $7,760+151.3% | $6,713+190.5% |
| Admin fee / account holder | $381,476 | $12,406+2974.8% | $10,767+3442.9% | $11,407+3244.1% |