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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,407 | $138,068+209.6% | $125,358+240.9% | $134,493+217.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.56% | 750.30%-763.9pp | 572.03%-585.6pp | 418.01%-431.6pp |
| Employer contribution / active EE | $277 | $5,244-94.7% | $4,814-94.3% | $4,740-94.2% |
| Participant deferral / active EE | $6,813 | $7,799-12.6% | $7,447-8.5% | $6,400+6.5% |
| Admin fee / account holder | $11,942 | $11,568+3.2% | $10,007+19.3% | $11,425+4.5% |