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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,407 | $138,114+209.5% | $125,391+240.9% | $134,545+217.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -13.56% | 750.88%-764.4pp | 572.41%-586.0pp | 418.37%-431.9pp |
| Employer contribution / active EE | $277 | $5,246-94.7% | $4,816-94.3% | $4,742-94.2% |
| Participant deferral / active EE | $6,813 | $7,801-12.7% | $7,448-8.5% | $6,401+6.4% |
| Admin fee / account holder | $11,942 | $11,570+3.2% | $10,009+19.3% | $11,431+4.5% |