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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,483 | $63,346+17.6% | $92,240-19.3% | $70,126+6.2% |
| Participation rate | 59.4% | 68.7%-9.3pp | 76.5%-17.1pp | 69.5%-10.2pp |
| Annual return | 20.22% | 530.19%-510.0pp | 176.29%-156.1pp | 73.15%-52.9pp |
| Employer contribution / active EE | $1,183 | $2,471-52.1% | $3,680-67.8% | $2,343-49.5% |
| Participant deferral / active EE | $3,382 | $2,854+18.5% | $3,897-13.2% | $3,332+1.5% |
| Admin fee / account holder | $244 | $3,841-93.7% | $5,194-95.3% | $4,645-94.8% |