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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,624 | $65,367+8.0% | $92,915-24.0% | $72,976-3.2% |
| Participation rate | 90.0% | 68.3%+21.7pp | 76.0%+14.0pp | 69.5%+20.5pp |
| Annual return | 23.19% | 42.11%-18.9pp | 109.45%-86.3pp | 81.02%-57.8pp |
| Employer contribution / active EE | $1,798 | $2,594-30.7% | $3,653-50.8% | $2,440-26.3% |
| Participant deferral / active EE | $4,491 | $3,128+43.6% | $4,238+6.0% | $3,608+24.5% |
| Admin fee / account holder | $3,999 | $4,251-5.9% | $5,796-31.0% | $5,124-22.0% |