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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,029 | $123,793-15.2% | $177,840-40.9% | $79,852+31.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 7.15% | 22.82%-15.7pp | 48.32%-41.2pp | 31.72%-24.6pp |
| Employer contribution / active EE | $9,243 | $4,095+125.7% | $5,919+56.2% | $2,471+274.1% |
| Participant deferral / active EE | $3,932 | $5,956-34.0% | $7,714-49.0% | $3,740+5.1% |
| Admin fee / account holder | $8,272 | $7,243+14.2% | $12,431-33.5% | $5,306+55.9% |