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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,632 | $109,359-20.8% | $162,177-46.6% | $72,975+18.7% |
| Participation rate | 100.0% | 84.3%+15.7pp | 87.6%+12.4pp | 69.5%+30.5pp |
| Annual return | 1.91% | 25.46%-23.5pp | 115.60%-113.7pp | 81.01%-79.1pp |
| Employer contribution / active EE | $8,580 | $3,907+119.6% | $5,613+52.9% | $2,440+251.6% |
| Participant deferral / active EE | $2,903 | $5,481-47.0% | $7,297-60.2% | $3,608-19.5% |
| Admin fee / account holder | $13,207 | $7,972+65.7% | $10,843+21.8% | $5,124+157.8% |