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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,319 | $94,529-5.5% | $140,019-36.2% | $64,173+39.2% |
| Participation rate | 96.2% | 84.1%+12.1pp | 87.5%+8.7pp | 69.6%+26.6pp |
| Annual return | 6.99% | 7.77%-0.8pp | 651.17%-644.2pp | 7.63%-0.6pp |
| Employer contribution / active EE | $7,118 | $3,812+86.7% | $5,605+27.0% | $2,381+199.0% |
| Participant deferral / active EE | $2,282 | $5,250-56.5% | $6,927-67.0% | $3,470-34.2% |
| Admin fee / account holder | $18,924 | $6,741+180.7% | $10,705+76.8% | $4,887+287.2% |