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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,148 | $209,336-56.5% | $197,124-53.8% | $137,256-33.6% |
| Participation rate | 87.5% | 87.3%+0.2pp | 86.7%+0.8pp | 80.0%+7.5pp |
| Annual return | 11.92% | 48.09%-36.2pp | 44.34%-32.4pp | 220.34%-208.4pp |
| Employer contribution / active EE | $8,683 | $6,591+31.8% | $6,227+39.4% | $4,156+108.9% |
| Participant deferral / active EE | $1,144 | $9,614-88.1% | $9,135-87.5% | $6,407-82.1% |
| Admin fee / account holder | $11,112 | $17,308-35.8% | $16,298-31.8% | $12,270-9.4% |