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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,349 | $69,118-77.8% | $53,647-71.4% | $138,895-88.9% |
| Participation rate | 95.0% | 64.0%+31.0pp | 56.3%+38.7pp | 79.9%+15.1pp |
| Annual return | 15.69% | 248.26%-232.6pp | 358.33%-342.6pp | 145.39%-129.7pp |
| Employer contribution / active EE | $1,693 | $1,189+42.4% | $962+76.0% | $4,194-59.6% |
| Participant deferral / active EE | $3,725 | $2,274+63.8% | $1,813+105.4% | $6,396-41.8% |
| Admin fee / account holder | $9,037 | $2,724+231.7% | $2,460+267.4% | $12,562-28.1% |