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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,767 | $81,749-69.7% | $58,544-57.7% | $139,456-82.2% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 23.50% | 7425.45%-7401.9pp | 4249.56%-4226.1pp | 373.45%-349.9pp |
| Employer contribution / active EE | $4,790 | $1,398+242.6% | $1,053+354.9% | $4,753+0.8% |
| Participant deferral / active EE | $7,525 | $2,555+194.5% | $1,923+291.3% | $6,711+12.1% |
| Admin fee / account holder | $425 | $3,272-87.0% | $2,520-83.1% | $11,407-96.3% |