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| Provider | Service type | Compensation |
|---|---|---|
Filed as: DESCHUTES PORTFOLIO STRATEGY L Service code 27 · EIN 27-5035231 | Advisory (Plan) | $32,859 |
STANCORP FINANCIAL GROUP6 years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Custodi... | $31,233 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,939 | $62,409+98.6% | $120,524+2.8% | $74,429+66.5% |
| Participation rate | 99.3% | 56.8%+42.5pp | 71.9%+27.3pp | 67.2%+32.0pp |
| Annual return | 10.32% | 18.62%-8.3pp | 107.36%-97.0pp | 1368.38%-1358.1pp |
| Employer contribution / active EE | $5,376 | $1,847+191.1% | $3,469+55.0% | $2,625+104.8% |
| Participant deferral / active EE | $3,567 | $2,888+23.5% | $4,994-28.6% | $4,348-18.0% |
| Admin fee / account holder | $422 | $2,394-82.4% | $9,440-95.5% | $1,944-78.3% |