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| Provider | Service type | Compensation |
|---|---|---|
Filed as: DESCHUTES PORTFOLIO STRATEGY L Service code 27 · EIN 27-5035231 | Advisory (Plan) | $45,355 |
STANCORP FINANCIAL GROUP2 years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Claims ... | $26,647 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,772 | $59,328+85.0% | $118,914-7.7% | $73,497+49.4% |
| Participation rate | 99.2% | 62.3%+36.9pp | 75.4%+23.8pp | 70.7%+28.5pp |
| Annual return | 11.53% | 19.13%-7.6pp | 35.89%-24.4pp | 28.51%-17.0pp |
| Employer contribution / active EE | $4,310 | $1,803+139.0% | $3,264+32.0% | $2,270+89.8% |
| Participant deferral / active EE | $2,648 | $2,604+1.7% | $4,266-37.9% | $3,740-29.2% |
| Admin fee / account holder | $526 | $600-12.4% | $6,582-92.0% | $513+2.4% |