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| Provider | Service type | Compensation |
|---|---|---|
Filed as: DESCHUTES PORTFOLIO STRATEGY L Service code 27 · EIN 27-5035231 | Advisory (Plan) | $30,000 |
MATISSE CAPITAL1 year Service code 10 · EIN 27-5035231 | Accounting | $22,830 |
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Direct payment from the plan; Recordk... | $22,512 |
Filed as: CHARLES SCHWAB BANK Service code 19 · EIN 42-1558009 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,803 | $54,045+99.5% | $115,170-6.4% | $65,185+65.4% |
| Participation rate | 92.7% | 63.5%+29.2pp | 75.9%+16.8pp | 70.2%+22.5pp |
| Annual return | 16.15% | 26.55%-10.4pp | 35.60%-19.5pp | 29.38%-13.2pp |
| Employer contribution / active EE | $3,530 | $1,653+113.6% | $3,179+11.0% | $2,177+62.2% |
| Participant deferral / active EE | $2,702 | $2,504+7.9% | $4,169-35.2% | $3,514-23.1% |
| Admin fee / account holder | $506 | $626-19.0% | $7,089-92.9% | $847-40.2% |