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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,803 | $56,197-4.3% | $67,652-20.5% | $59,633-9.8% |
| Participation rate | 50.0% | 71.5%-21.5pp | 75.7%-25.7pp | 68.7%-18.7pp |
| Annual return | 4.75% | 18508.10%-18503.3pp | 6625.40%-6620.6pp | 2041.45%-2036.7pp |
| Employer contribution / active EE | $1,348 | $1,615-16.5% | $2,266-40.5% | $2,203-38.8% |
| Participant deferral / active EE | $3,712 | $2,844+30.6% | $3,560+4.3% | $3,192+16.3% |
| Admin fee / account holder | $3,609 | $3,958-8.8% | $4,821-25.1% | $4,297-16.0% |