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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,849 | $60,349-9.1% | $74,184-26.1% | $62,881-12.8% |
| Participation rate | 65.7% | 72.7%-7.0pp | 76.6%-10.9pp | 69.3%-3.6pp |
| Annual return | 6.56% | 21.38%-14.8pp | 17.74%-11.2pp | 20.14%-13.6pp |
| Employer contribution / active EE | $1,830 | $1,680+8.9% | $2,370-22.8% | $2,281-19.8% |
| Participant deferral / active EE | $3,779 | $2,856+32.3% | $3,550+6.5% | $3,203+18.0% |
| Admin fee / account holder | $5,210 | $4,261+22.3% | $5,586-6.7% | $4,296+21.3% |