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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,976 | $102,382-48.3% | $147,005-64.0% | $80,874-34.5% |
| Participation rate | 90.2% | 75.8%+14.3pp | 82.2%+8.0pp | 67.6%+22.5pp |
| Annual return | 14.93% | 134.89%-120.0pp | 418.76%-403.8pp | 35.62%-20.7pp |
| Employer contribution / active EE | $1,529 | $3,715-58.8% | $4,934-69.0% | $2,756-44.5% |
| Participant deferral / active EE | $3,893 | $6,646-41.4% | $8,070-51.8% | $4,297-9.4% |
| Admin fee / account holder | $4,445 | $7,942-44.0% | $13,006-65.8% | $6,935-35.9% |