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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,976 | $102,422-48.3% | $147,117-64.0% | $80,959-34.6% |
| Participation rate | 90.2% | 75.9%+14.3pp | 82.2%+8.0pp | 67.7%+22.5pp |
| Annual return | 14.93% | 135.16%-120.2pp | 420.54%-405.6pp | 35.67%-20.7pp |
| Employer contribution / active EE | $1,529 | $3,717-58.9% | $4,932-69.0% | $2,757-44.6% |
| Participant deferral / active EE | $3,893 | $6,652-41.5% | $8,065-51.7% | $4,300-9.5% |
| Admin fee / account holder | $4,445 | $7,953-44.1% | $12,993-65.8% | $6,925-35.8% |