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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,420 | $98,766-56.0% | $149,730-71.0% | $79,852-45.6% |
| Participation rate | 86.4% | 75.8%+10.6pp | 82.5%+3.9pp | 69.6%+16.7pp |
| Annual return | 16.91% | 27.43%-10.5pp | 276.70%-259.8pp | 31.72%-14.8pp |
| Employer contribution / active EE | $413 | $3,217-87.2% | $4,645-91.1% | $2,471-83.3% |
| Participant deferral / active EE | $3,424 | $5,681-39.7% | $6,843-50.0% | $3,740-8.5% |
| Admin fee / account holder | $8,243 | $6,052+36.2% | $9,310-11.5% | $5,306+55.3% |