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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $25,529 |
GESCHER HERBER GROUP LLC5 years Service code 27 388 STATE STREET STE 1000 · SALEM, OR 97301 | Advisory (Plan) | $19,513 |
Filed as: PROFESSIONAL BENEFIT SERVICES INC Service code 13 1193 ROYVONNE AVE SE STE 22 · SALEM, OR 97302 | Contract Administrator | $3,910 |
Filed as: PROFESSIONAL BENEFIT SERVICES, INC Service code 13 | Contract Administrator | $3,114 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,559 | $64,716-25.0% | $112,258-56.7% | $68,495-29.1% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -18.34% | -11.40%-6.9pp | 27.47%-45.8pp | -7.84%-10.5pp |
| Employer contribution / active EE | $5,555 | $2,746+102.3% | $3,636+52.8% | $2,596+114.0% |
| Participant deferral / active EE | $4,783 | $3,565+34.2% | $4,728+1.1% | $4,028+18.7% |
| Admin fee / account holder | $391 | $5,232-92.5% | $6,411-93.9% | $5,403-92.8% |