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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,109 | $109,863+29.4% | $98,477+44.3% | $167,518-15.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 18.50% | 1958.09%-1939.6pp | 1493.59%-1475.1pp | 478.71%-460.2pp |
| Employer contribution / active EE | $2,800 | $3,225-13.2% | $2,961-5.4% | $4,838-42.1% |
| Participant deferral / active EE | $17,669 | $4,673+278.1% | $4,276+313.2% | $6,342+178.6% |
| Admin fee / account holder | $12,836 | $6,755+90.0% | $5,951+115.7% | $12,312+4.3% |