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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,715 | $100,895+3.8% | $90,430+15.8% | $158,950-34.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 21.18% | 1725.54%-1704.4pp | 1293.73%-1272.5pp | 302.91%-281.7pp |
| Employer contribution / active EE | $1,202 | $3,689-67.4% | $3,262-63.1% | $4,762-74.8% |
| Participant deferral / active EE | $12,987 | $4,347+198.7% | $3,963+227.7% | $5,983+117.1% |
| Admin fee / account holder | $8,524 | $6,505+31.0% | $5,613+51.8% | $11,248-24.2% |