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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,572 | $72,607-63.4% | $90,259-70.6% | $87,485-69.6% |
| Participation rate | 97.6% | 64.8%+32.8pp | 70.7%+26.8pp | 68.9%+28.6pp |
| Annual return | 24.31% | 18.59%+5.7pp | 18.88%+5.4pp | 26.06%-1.8pp |
| Employer contribution / active EE | $4,089 | $1,919+113.0% | $2,291+78.5% | $2,596+57.5% |
| Participant deferral / active EE | $6,449 | $3,055+111.1% | $3,827+68.5% | $4,274+50.9% |
| Admin fee / account holder | $1,313 | $5,947-77.9% | $7,267-81.9% | $7,775-83.1% |