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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,235 | $72,273-1.4% | $101,275-29.7% | $79,856-10.8% |
| Participation rate | 69.2% | 68.5%+0.8pp | 75.8%-6.6pp | 69.6%-0.4pp |
| Annual return | 23.55% | 22.30%+1.3pp | 46.48%-22.9pp | 31.71%-8.2pp |
| Employer contribution / active EE | $2,501 | $2,691-7.0% | $3,660-31.7% | $2,471+1.2% |
| Participant deferral / active EE | $5,483 | $3,282+67.1% | $4,371+25.5% | $3,741+46.6% |
| Admin fee / account holder | $1,004 | $4,401-77.2% | $5,948-83.1% | $5,306-81.1% |