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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,321 | $65,367-30.7% | $92,915-51.2% | $72,976-37.9% |
| Participation rate | 66.7% | 68.3%-1.6pp | 76.0%-9.3pp | 69.5%-2.8pp |
| Annual return | 21.26% | 42.11%-20.8pp | 109.45%-88.2pp | 81.02%-59.8pp |
| Employer contribution / active EE | $2,042 | $2,594-21.3% | $3,653-44.1% | $2,440-16.3% |
| Participant deferral / active EE | $4,433 | $3,128+41.7% | $4,238+4.6% | $3,608+22.9% |
| Admin fee / account holder | $1,980 | $4,251-53.4% | $5,796-65.8% | $5,124-61.4% |