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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,833 | $57,352-46.2% | $83,831-63.2% | $64,173-52.0% |
| Participation rate | 64.0% | 68.6%-4.6pp | 76.1%-12.1pp | 69.6%-5.6pp |
| Annual return | -7.06% | 11.38%-18.4pp | 850.99%-858.0pp | 7.63%-14.7pp |
| Employer contribution / active EE | $1,907 | $2,546-25.1% | $3,631-47.5% | $2,381-19.9% |
| Participant deferral / active EE | $4,495 | $2,993+50.2% | $4,082+10.1% | $3,470+29.6% |
| Admin fee / account holder | $1,477 | $4,046-63.5% | $5,479-73.0% | $4,887-69.8% |